Alto Monthly Income Portfolios

http://www.investorsgroup.com/

It’s time to think about living the retirement lifestyle you planned, by getting the most out of your investments.
Alto Monthly Income Portfolios are well planned, diversified portfolios designed to take care of your monthly cash flow needs for today and throughout your retirement.
The Alto advantage is for you if:

• You need to draw regular monthly income from your long-term investments.
• You want your investment to have a growth component.
• You’re concerned about the annual tax burden associated with having to make regular withdrawals from your investments.

Features and Benefits

Alto Monthly Income Portfolios are created with the following benefits in mind:

Flexibility	You can transfer investments between series with no cost or immediate tax implications to you enabling you to customize and meet future cash flow needs.

Diversification	You will hold a broad and diversified portfolio of mutual funds that provides more diversification, less volatility and a higher potential for balanced growth than traditional single fund investments.

Stability	The funds included in your portfolio are designed to match your profile. Invest in the portfolio that meets your comfort level with risk and expected cash flow. The underlying funds in the portfolios are automatically reviewed and rebalanced as required to maintain their original investment objective.

Opportunity	Your investment is positioned to take advantage of yield and growth opportunities whenever possible.

Steady monthly cash flow*	You receive a steady, pre-set monthly payout that meets your cash flow needs.

Tax efficiency*	You pay less tax on the annual cash flow you receive. A portion of the monthly payout received from a Series T portfolio is expected to be a non-taxable return of capital, increasing the amount of after-tax cash flow received each month compared to a systematic withdrawal plan.

The science behind Alto Monthly Income Portfolios

Alto Monthly Income Portfolios are based on Investors Group’s strategic investment planning approach that creates an investment portfolio designed to meet your personal financial needs. Each of the Alto Monthly Income Portfolio‘s asset allocations are constructed using scientific methods designed to achieve maximum return to a given comfort level with risk. Your Investors Group Consultant will take the time to help determine which Alto Monthly Income Portfolio will best meet your investment needs.